Effective Date: June 29, 2026
Last Updated: June 29, 2026
These Terms of Service (“Terms”) govern your use of brandonthemortgageguy.com (“the Site”), operated by Brandon Liggins, a licensed loan originator with West Capital Lending, Inc. (NMLS #1566096). By accessing or using the Site, you agree to be bound by these Terms.
Not a Loan Offer
The information on this Site is for educational and informational purposes only. Nothing on this Site constitutes an offer or commitment to lend, a guarantee of loan approval, or a promise of specific rates or terms. All loan applications are subject to the specific lender’s underwriting guidelines, credit approval, and available loan terms.
Accuracy of Information
While we strive to provide accurate and up-to-date information, interest rates, loan programs, available terms, and other information on this website are subject to change without notice. We make no warranties or representations about the accuracy, completeness, or timeliness of any content.
Geographic Limitations
Services are available only in states where Brandon Liggins is licensed. The information on this site is not intended for consumers in states where we are not licensed. To determine broker or loan originator eligibility, please visit NMLS Consumer Access.
Lead Form and Communications
By submitting information through our lead form, you consent to be contacted by Brandon Liggins and West Capital Lending regarding your inquiry. Full communication consent terms are available on our Communication Terms page.
Third-Party Links
This Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of any third-party sites.
Intellectual Property
All content on this Site, including text, graphics, logos, and software, is the property of Brandon Liggins or West Capital Lending, Inc. and is protected by copyright and other intellectual property laws.
Limitation of Liability
To the maximum extent permitted by law, Brandon Liggins and West Capital Lending, Inc. shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this Site or reliance on any information provided.
Changes to These Terms
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Site constitutes acceptance of the updated Terms.
Contact
Brandon Liggins | NMLS #1399460
West Capital Lending, Inc. | NMLS #1566096
17911 Von Karman Ave, Suite 400, Irvine, CA 92614
Phone: (949) 617-0722
Email: bliggins@westcapitallending.com